Money Matters: Understanding Financing

For any buyer, it is good to get your finances in order and know your buying power.

Insider Tips For Maximizing Your Home Affordability

Here is a basic guide to determining how much house you can afford. Some of the topics to consider are your down payment amount, credit score, interest rates, and your lifestyle. 

Maximize Affordability

Affordability Calculator

Here is a robust affordability calculator to give you an estimate on how much house you can afford. Of course, check with a mortgage loan officer to double check your estimate.

Calculate

Budgeting 101

The Ultimate Financial Blueprint: Saving, Budgeting and Managing Debt

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Financial Blueprint

How to use 'Loud Budgeting' to save for a down payment now!

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Loud Budgeting

How to use free budget templates in Excel and Google Sheets.

No need to recreate the wheel. Learn how to access free budget templates in Excel and Google Sheets. 

Templates

All About Credit Scores

Improving your credit score, sometimes by just a few points, can save you thousands of dollars.

Your Credit Score

Everything To Know About Your Credit Score

What is a good score? Is there a minimum score? What's the difference between a credit score & a report? All that and more.
Free Credit Report

Get a Free Credit Report

Authorized by Federal Law, Annual Credit Report.com is the only source https://www.annualcreditreport.com/index.action
3 Major Agencies

Three Major Agencies

The 3 major credit agencies, also known as credit bureaus, gather and collect information about consumers' credit history, payment habits, and overall financial health. Read this post to see how they operate.
Fix Your Credit

How to fix your credit

Are you looking to boost your credit score? Here are 8 steps to give your credit a boost.

Working with Lenders

Here are several important guidelines for working with lenders. Click on any icon for more details.

What do lenders want?

For starters, most lenders will want to see everything on this list. Depending on your situation, they might need more.

Buyer 10 Commandments

Once you begin the home buying journey, you will want to keep these axioms in mind. Ignore these at your own peril.

Recommended Lenders

Not sure who to call? Here are several highly recommended loan officers - experienced, professional, trustworthy, & knowledgeable.

Mortgage Loans

Loan Types

 With a variety of mortgage loans available, knowing which one suits your needs can be overwhelming. 

Wealth through real estate
Loan Types

Loan Calculator

Here is a robust mortgage loan calculator to give you an estimate on your payment and let you play with different parameters to see their impact.

Loan Calculator

8 Step Condo Buying Process

1

Getting Started

The first step in the condo buying process is to get familiar with some key concepts.

2

Money Matters

For any buyer, it is good to get your finances in order and know your buying power.

3

Condo Search

How to find the right place for you. Searching online and off line. Cheat sheets and fun facts too.

4

Fees & Docs

Everything you want to know about condo fees and what to watch for in the condo documents.

5

Offers & Contracts

What you need to know about offers and contracts. Tips, Tricks and Red Flags.

6

Inspections & Appraisals

What to know about home inspections and appraisals. 

7

Settlement

Settlement (aka Closing) is the day you become a home owner. 

8

Moving & Beyond

Make it a smooth move with Moving & Maintenance checklists & more.