When it comes to buying a home, achieving a successful transaction is like honoring a sacred agreement. The guidelines that follow, presented as commandments, should be taken seriously even if they are written in a humorous style

It's the triumvirate of financial health: saving, budgeting, and debt management. Whether you're a recent graduate navigating your new paycheck, a young professional considering purchasing your first home, or someone looking to get out of the red, mastering these aspects of personal finance is crucial.

No need to reinvent the wheel. Here are free budget templates in Excel, Google Sheets, and one from the FTC.

In 2024, a new concept is gaining traction - "loud budgeting" - an approach that rejects excessive spending and encourages speaking up about saving money. This idea aims to empower individuals to take control of their finances and make informed decisions.